Cortisol is a glucocorticoid hormone influencing energy and our sleep and wake cycle. Melatonin causes people to fall asleep, and cortisol wakes them up in the morning. However, when circadian rhythms are off, high levels of caffeine are consumed, vitamins are depleted, abuse occurs, or even just an extensive amount of stress can cause elevated…
Getting out of debt with this method works like this: You make a list of your existing debt and sort them through the highest interest rates to the smallest. Pay off debt faster by setting aside extra money to pay off your debt on the highest interest rate. Make minimum payments on the rest of…
The human body is not capable of producing vitamins on its own. Thus, you need to get them from your diet.
Going out to restaurants and eating fast food can be incredibly expensive. One of the most significant ways to stretch your budget is by making cheap meals at home. To save money on groceries, you need to get creative by cooking cheap recipes. People commonly associate eating on a budget with eating things like packaged…
Knowing how to refinance a car is becoming more important as interest rates continue to rise. Car owners can get a lower interest rate by refinancing car loans, and saving money. The purpose of an auto loan refinancing is to replace the current car loan with a new one and, typically, with a different lender…
Whether you need a trustworthy babysitter for a date night, special occasions, or for long-term work, you are probably wondering, “What is the going rate for babysitting?” All kinds of babysitters are available for whatever your schedule requires, but what you need from your babysitter can dramatically change your rates. The national average hourly rate…
