If there is one financial lesson I learned from the pandemic, it has to be the importance of diversifying my income. So many lost their steady 9 to 5 full-time jobs with no other income streams. What better way to diversify your income than having a side hustle? There are many side hustles that pay…
In life, certain decisions are more significant than others. For example, purchasing a car and a house are some. Suppose you’re thinking about buying both a vehicle and a home. In that case, you’re probably wondering quite a few questions, including, “what should I know about typical interest rates on mortgages and car loans,” “should…
Going out to restaurants and eating fast food can be incredibly expensive. One of the most significant ways to stretch your budget is by making cheap meals at home. To save money on groceries, you need to get creative by cooking cheap recipes. People commonly associate eating on a budget with eating things like packaged…
Knowing how to refinance a car is becoming more important as interest rates continue to rise. Car owners can get a lower interest rate by refinancing car loans, and saving money. The purpose of an auto loan refinancing is to replace the current car loan with a new one and, typically, with a different lender…
Budgeting. The nine-letter word in personal finance either excites you or conjures up images of torture. Regardless of whether you’re excited, terrified, or lost somewhere in between, there’s something we can all agree on here. It’s that budgeting exists for one simple reason—because it works. But exactly How to Budget Money so you can reach…
How much house can I afford? That is a question many home-buyers ask themselves when they are in the process of buying a new home. Purchasing a home is one of the most significant investments you will make in your lifetime. You must take the time to define a budget and carefully evaluate your financial…
